Terms of use
The short version
This site is general information, not advice, and we can't promise every detail is current or complete. Check anything important with the company or your state insurance department before you act. By using the site, you accept these terms.
General information only
Life Insurance Apply compares publicly available information to help you understand your options. It is not insurance, legal, tax, or financial advice, and it isn't a recommendation to buy or keep any particular policy. We are not an insurance agency or a licensed insurance producer. For advice about your situation, talk to a licensed professional.
No warranty
We work hard to be accurate and to cite sources, but insurance details, ratings, and company facts change, and errors happen. The site is provided "as is," without warranties of any kind. We don't guarantee that the information is complete, current, or error-free. Always confirm the specifics with the company or your state Department of Insurance before making a decision.
Links to other sites
We link to insurance companies, agents, and official tools we don't control. We're not responsible for the content, accuracy, products, or practices of those sites, and a link isn't an endorsement. Once you leave, that site's terms and privacy policy apply.
Limitation of liability
To the fullest extent allowed by law, Agentic Digital LLC and its contributors are not liable for any loss or damage arising from your use of, or reliance on, this site or anything you reach through it. Your decisions about insurance are your own.
Intellectual property
The site's text and design are owned by Agentic Digital LLC. You're welcome to link to our pages and quote short passages with attribution. Please don't copy pages wholesale.
Changes
We may update these terms from time to time. Continued use of the site means you accept the current version. Questions? Email contact@lifeinsuranceapply.com.
Last updated: July 23, 2026